New Jersey Third Party Claim Attorney

Third Party Claim Lawyer in Cherry Hill, NJ Assisting Injured Workers With Personal Injury Claims Against Negligent Parties in Burlington County, Camden County, Cumberland County, and Throughout NJ

When an accident at work changes everything, you deserve all the compensation you’re entitled to, from every party that played a role in causing your injury. A New Jersey third party claim attorney at DiTomaso Law will explore all avenues available to you, including not only a workers’ compensation claim but also any cause of action against a negligent party other than your employer. 

Our firm works tirelessly to identify all potential defendants, manage complex work injury cases that involve third party liability, and ultimately secure an outcome that compensates you as fully as possible. We offer a free consultation to ensure that every injured worker has the chance to consider all their options without hesitation. Contact us today to speak to an experienced third party claim lawyer in Cherry Hill, NJ, about your claim. 

Holding Negligent Parties Accountable for Work Injuries Through Third Party Claims in New Jersey 

The circumstances surrounding a workplace accident can be complicated. There may be more than one party whose actions contributed to the incident that injured you. Third party claims allow injured workers to pursue compensation from all parties involved in causing their accident by offering another avenue besides a workers’ compensation claim through their employers insurance coverage. 

In a third party work injury claim, you can recover compensation for injuries that result from the negligence of another party besides your employer. Having a third party claim lawyer on your side means having the skilled guidance and dedicated advocacy to identify all possible third party defendants and build effective claims against them. 

Third Party Claims vs. Workers’ Compensation Claims 

Both third party claims and workers’ compensation claims are potential avenues injured workers could use to receive some form of benefits or compensation. However, these cases are different in numerous ways. 

Potential Outcomes 

Through a worker’s compensation claim, you can recover only specific types of benefits, namely coverage of medical expenses incurred while seeing an approved provider and 70% of your lost wages. If a case involves permanent disability or death, you may be entitled to additional benefits. 

In a third party claim, you can recover compensation to address a much more extensive range of losses. 

While you can pursue medical expenses of all kinds in third party claims, you aren’t required to see a specific provider to be compensated for these costs (although if you also qualify for a workers’ comp claim, you will still need to see an approved provider for this purpose). You can pursue compensation for the full reimbursement of your wage loss due to injury, rather than just a portion of that missed income. You can also pursue compensation for other out-of-pocket expenses related to your injury. 

One of the most important distinctions is that you can seek compensation for non-economic losses such as pain and suffering through a third party claim. These damages aren’t compensable through workers’ compensation insurance in New Jersey, despite these losses being very real consequences of a work injury. 

Defendants and Insurance Coverage 

In a claim arising out of a work injury , the party you’re seeking compensation form is the defendant. Their insurance carrier is typically the party responsible for paying the claim. 

Workers’ compensation claims are filed with an employer’s workers’ comp insurance carrier. Third party claims are more complex. They can be filed against different types of defendants, including: 

• Negligent property owners who are not your direct employer, such as the owner of a commercial or residential property where you are making a delivery or performing work
• Motorists who violate traffic safety laws and cause a motor vehicle accident 
• Manufacturers of defective products that contribute to work injuries due to failures or malfunctions 

Depending on the situation, the insurer responsible for paying out a third party work injury claim may be a personal or professional auto insurance policy, a commercial or residential property insurance policy, a commercial general liability insurance policy, or some other type of coverage. One benefit of having an experienced attorney on your side is having the professional support to identify all potential defendants and all sources of insurance coverage. 

Fault vs. No-Fault Claims

Workers’ compensation is generally a no-fault system. Whether the accident was caused by your employer, a colleague, or even your own negligence (barring specific exceptions, like intentional acts by your employer or intentional self-harm), you can still receive benefits under this program. You don’t have to prove fault as long as you can establish that the injury happened in the course of your work. 

In a third party claim, however, you must show that the other party is at fault for your accident through evidence such as accident or incident reports, witness statements, photographs, and video footage. 

Proving the Elements of Negligence in a Third Party Claim

Despite arising out of a workplace accident, a third party claim is essentially a personal injury claim, and it requires you to establish the same elements of negligence required for other personal injury matters. These include: 

• A duty of care the defendant owed you, often to maintain a property or equipment in safe condition, operate a vehicle with appropriate caution, or ensure parts and products they manufacture are free from dangerous defects 
• A breach of this duty of care, such as by allowing unmarked safety hazards to exist on a property, negligently operating a vehicle, or producing defective products 
• Causation of the accident as a result of this breach of duty
• Damages that may encompass economic and non-economic losses 

Because of the need to establish all of these elements and document a more extensive range of damages, third party claims are typically more complex than simple workers’ compensation cases. You need the guidance of a New Jersey third party claim attorney from the start to put you on the path to achieving maximum results. 

Types of Cases Our Third Party Claim Lawyer in Cherry Hill, NJ, Can Handle

For all types of third party work injury claims, turn to the team at DiTomaso Law. We represent victims injured on the job in situations like the following: 

• Construction accidents
• Slip and falls 
• Dog Bites
• Inadequate security injuries
• Other types of premises liability cases
• Car accidents
• Truck accidents
• Bicycle accidents
• Bus accidents
• Motorcycle accidents
• Pedestrian accidents
• Rideshare accidents 
• Accidents caused by defective products 

While accidents can affect workers in all careers, some occupations carry a greater risk of work-related injuries. Our firm has a long history of assisting injured workers in the most accident-prone fields, including: 

• Injured construction workers
• Injured factory and plant workers
• Injured healthcare workers
• Injured EMT workers
• Injured police and firefighters
• Injured truck drivers
• Injured undocumented workers and day laborers
• Injured warehouse workers

We know how devastating work injuries can be, and we routinely fight for fair compensation for victims who have suffered various types of life-changing harm, including: 

• Broken bones
• Soft tissue injuries
• Nerve damage 
• Head and brain Injuries
• Back injuries, including spinal cord damage 
• Burn Injury
• Electrocution Injury
• Vision loss 
• Hearing Loss

Whether you’re dealing with catastrophic injuries or with strains and sprains that get in the way of living your life, you’ll benefit from the advocacy of an experienced New Jersey third party claim attorney on your side. 

How DiTomaso Law Can Help

Our firm’s approach to third party work injury claims encompasses diligent case preparation, dedicated representation, and personalized client service. With our team representing you, here’s what you can expect: 

• A detailed investigation 
• Identification of all potential third party defendants 
• Thorough evidence collection 
• Development of strong theories of liability against each defendant
• Management of claims paperwork, insurer interactions, deadlines, and procedures 
• Litigation filing if needed
• Representation in all settlement negotiations and legal proceedings
• Relentless pursuit of fair compensation through settlement or trial result 

Don’t face the aftermath of a work injury alone. Bring our team on as your dedicated legal advocates. 

Why Choose DiTomaso Law as Your New Jersey Third Party Claim Attorney?

Injured workers count on DiTomaso Law to assist with every aspect of complex claims arising out of workplace accidents, reassured by our extensive experience and successful track record. 

Comprehensive Legal Support for Injured Workers 

In many cases, injured workers who have grounds for third party claims are also entitled to workers’ compensation benefits. Our attorneys assist injured employees with all aspects of their claims, strengthening every part of the case and ensuring you understand how multiple claims can influence your overall outcome. 

We manage complex workers’ compensation cases involving occupational illnesses, repetitive stress injuries like carpal tunnel syndrome, third party liability, and denied claims. Through your third party case, we draw on our extensive knowledge of all aspects of personal injury law to establish liability and pursue maximum damages. 

The Skills to Manage Complex Cases

Third party claims are often complicated. Defendants and their insurers may try to place the blame on another party, such as you or your employer, or to deny that they owed you a duty of care in the first place. 

These cases require painstaking investigations and the development of solid legal arguments. Whatever complexities may arise in your third party work injury claim, we have the skills to address them effectively and, often, proactively. 

A Reputation for Experience and Results

With more than 25 years of service to clients across New Jersey and over 80 years of combined legal experience, our team has a long history of exceptional legal practice. During this time, we’ve cultivated a proven track record that includes numerous settlements and verdicts in the six-figure range and beyond. 

Our record of results speaks to our dedication to our clients both inside and outside the courtroom and the skill with which we prepare every case for the best possible outcome. 

Contact a New Jersey Third Party Claim Attorney at DiTomaso Law Today for a Free Case Review

If you have any reason to suspect that someone other than your employer could be responsible for contributing to your work accident, you owe it to yourself to take advantage of a free consultation with our firm. We’re ready to review the facts of your situation, help you understand your rights and options, and advise you on the next steps that may be available to you. 

For help from a third party claim lawyer in Cherry Hill, NJ, contact DiTomaso Law online or call 856-414-0010 today.

Frequently Asked Questions About Third-Party Injury Claims in New Jersey