Understanding Car Accidents in New Jersey

Unfortunately, car accidents are a part of daily life; you can either hear about it on the news, witness one on your commute to work, or, in worst case-scenarios, be involved in one. Safety while driving has been improved over the years with better traffic laws and safer vehicles. Yet, human error plays a large role when car accidents occur. In fact, driver error is responsible for roughly 93 percent of car crashes. Safety may have improved, but physical injuries are commonplace, ranging from concussions to broken bones.

No-Fault Car Insurance

If you have been involved in a car accident in New Jersey, it may be confusing when trying to understand what direction to go. New Jersey is a no-fault car insurance state, meaning that both parties in a car accident must report to their own insurance companies for repair and medical bills, regardless of who caused the accident. There are certain conditions your accident claim would have to meet to have the liable driver’s insurance cover your claim.

Comparative Fault

There is a modified comparative fault clause in New Jersey that requires both parties to share blame for a car accident, should your accident claim go through the courts. A judge will review the case, then the jury will decide who shares the larger percentage of blame. If you are found to be over 50 percent responsible for the car accident, then you will not recover any damages. Other comparative fault states would allow you to recover damages, even if you are found liable for the car accident.

You must also report the car accident to the local police department right away if your damages are thought to be over $500. Drivers must also fill out an accident report and send it to the New Jersey Department of Transportation within 10 days of the car accident. New Jersey law also requires you to follow a statute of limitations of two years to report an injury claim through the court system. Regardless of the type of car accident, it is always advisable to seek legal counsel if you have questions or believe you are not at-fault for the accident.

Camden Car Accident Lawyers at DiTomaso Law Help Victims Injured in All Types of Car Accidents

If you were injured in a car accident, a Cherry Hill car accident lawyer at DiTomaso Law can help obtain the compensation you deserve for your injuries.  We will hold the negligent party accountable so you can focus on your recovery.  Call us today at 856-414-0010 or fill out our online form for a free consultation. Located in Philadelphia and Cherry Hill, New Jersey, we serve clients throughout southeastern Pennsylvania and South Jersey, including Cherry Hill, Mt. Holly, and Camden County.